Showing posts with label meal planning. Show all posts
Showing posts with label meal planning. Show all posts

Dec 6, 2013

Budget Control (Food Costs part 2)

I'd like to share a great conversation I just had with my son.
First, I returned from the grocery store today with another $109.00 spent. My second trip this week.
The first trip cost us $52.00.  You may be thinking..."what's the problem with that?"
Problem:  I should have scanned
what food we already had in the pantry!
Egg noodles were on sale 4 for $5, so I bought 5 bags.  Spaghetti sauce was $1 a jar, so I bought 4 of those. Now we have 9 jars of spaghetti sauce and 11 bags of egg noodles crammed in my cabinets.
That's not all!  I also bought various jars of curry sauces that were on clearance.  How many jars of those now?  7 jars!  Let's not forget to mention the copious numbers of canned items: soups, vegetables, fruitcup, & on, & on....

This is that lack of planning on my part that I discussed in my previous post.  My son pointed to the cabinets & freezer overflowing with food and said that we need to stick to a "set list of food we KNOW we like & will eat up right away so that our stock turns over quickly & so that food doesn't end up in the trashcan".  Uh ...YES!  Out of the mouths of babes!
Lesson learned today - SHOP MY PANTRY FIRST!

Dec 5, 2013

Budget Control (part 2 - Food Costs)

   I don't know about you, but it seems to me that the cost of food continues to increase.  Recently, our family has made it a priority to establish a written household budget. In the process of evaluating some of our expenses, we've discovered that our monthly grocery bill is simply too high.


According to Dave Ramsey, food cost is a major area of our finances that we can tackle in our first month of budgeting to reduce expenses immediately.  So, my husband and I have determined to take control of our food budget beginning January 1, 2014.
  (I know, I know, just another New Year's resolution, but note the emphasis on the word determined!)

   Unfortunately, we tend to do our weekly shopping "on the fly" rather than creating a meal plan first & then sticking to a shopping list.  This behavior has developed into a bad habit over the years due to lack of pre-planning and sheer laziness on our part. 

   Well, the time has come to break that habit!   Over the next few weeks, we will be creating a monthly meal plan with shopping lists for each week.  Once I have my meal plan in hand, I can scan the supermarket sales flyers & match my menu to what is on sale.  Then, if I have coupons, I can take advantage of further savings.  BUT, this gal isn't coupon savvy enough at the moment so right now the target is to start PLANNING what we will eat & buying accordingly.

   So, I've spent the last few days researching online for ready-made meal plans.  Hey, why reinvent the wheel right?  In that time, I've come across sites claiming to "feed a family of 4 on less than $50 a week"!  However, I hesitate to imagine what we'd be eating for under $200 per month!! :) Sadly, after quick inspection, those meal plans generally included plenty of dry milk, white rice, dried beans, and white flour based recipes.  That doesn't fit our family as we enjoy eating a variety of fresh fruits and vegetables as well as lean meats.  We believe it is more cost effective in the long run to choose healthier, whole foods to stave off future illness.

   Other sites assume we have a fresh supply of vegetables flowing in from our own garden or an ample storage of foods that I've canned myself just sitting on shelves in our pantry waiting to be opened.  Still others expected me to spend hours & hours each week clipping coupons and driving to 3 different supermarkets to get "the best price match". 
Sigh.
     We live in a small townhome with zero space for a chest freezer, no basement for storing items bought in bulk, and I am not the type to clip hundreds of coupons.  What to do? Well, I finally came across a website that I think might fit our family's needs.

  Wholesome Mommy.com!  

 This site offers menus based on real foods, not fillers.
Plus, 4 weeks of meal plans with shopping lists and recipes for FREE!!


Here is the link-
 Wholesome Mommy 4 Weeks of Meal Plans

Sign up for her newsletter at the top of the website &
the meal plans will come to your inbox

   What I really like about this menu plan (other than the inclusion of whole foods) is that it is based upon a $400 per month grocery budget.  Currently, we spend about $650 on groceries. That is too much!!
Which is why we desperately need a food budget & fast!  Our intention is to try to stick as closely as possible to the Wholesome Mommy meal plan beginning January 1st.

This will be our first attempt to stick to a grocery budget - so pray for us!! :)
I'll try to update you on our success (or failure) with 
this 4 week meal plan throughout January.

Comment & share what your family does to lower grocery bills!

Dec 4, 2013

Budget Control...(part 1 - The Budget)

   Another year is almost upon us and this year my husband and I have determined to develop a household budget and track our expenses.  I'm embarrassed to admit this, but after almost 20 years of marriage, this will be our first attempt at a written budget.  No surprise - as a result we've accumulated thousands in consumer debt and only possess the fuzziest of views of how much and where the money goes with each credit or debit card swipe.  Shocking isn't it?!

   Well, our New Year's goal #1 is - ESTABLISH A BUDGET!  And as dreadful as that sounds it's not nearly as dreadful as living paycheck to paycheck.  Aware that we will need to educate ourselves on HOW to create a budget, we are anxiously awaiting the Dave Ramsey Financial Peace University kit that I picked up used online.  (I paid for the kit w/money from selling used homeschool materials!)

   We will also need to be held accountable for every purchase we make and will need support to stay focused on our goal to be debt free (including our mortgage) by 2020.  With that in mind, we joined the support group page on Facebook - Dave Ramsey Budgeting. 
   This blog is actually a way to hold ourselves accountable.  My plan is to post a monthly update of our successes and failures on the journey to becoming ex-debtslaves!

Please, share below how your family sets up a budget!
Anyone else familiar with Dave Ramsey's Financial Peace University?